Latest News and updates from the US retirement sector.

We provide independent, fact-checked reporting on the US retirement landscape, including corporate updates from TIAA, regulatory changes affecting institutional workplace retirement plans, and broader market developments influencing pensions and retirement income strategies.

IRS Disclosure Document
Legislation: Updates and reviews of federal and state laws affecting workplace retirement plans and pension regulations.
Event Date: October 18, 2024 Published On: October 20, 2024

IRS Announces 2025 Contribution Limits for 403(b) and 401(k) Plans

The IRS has issued an official technical notice outlining the cost-of-living adjustments for retirement plan contribution limits in the 2025 tax year. Notably, the elective deferral limit for employees participating in 403(b) plans will increase to $23,500, reflecting adjustments that account for inflation. This update affects contribution thresholds for both 403(b) and 401(k) plans, providing employees and employers with revised guidelines for retirement savings in the coming year.

Confirmed Primary Sources for Reference and Verification:

  • • IRS Notice 2024-80: The official IRS technical release detailing 2025 limits and related regulatory information.
  • • Department of Treasury Fiscal Year 2025 Projections: Government projections supporting the adjustments in retirement plan limits.
DO
News Desk
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Corporate Governance Overview
Corporate
Event Date: October 12, 2024 Published On: October 14, 2024

Independent Analysis: Changes in TIAA Board of Overseers

Based on publicly available corporate disclosures, there has been a notable shift in the composition of the TIAA Board of Overseers. Our editorial team has conducted an in-depth analysis of the professional backgrounds and expertise of the newly appointed members, drawing on institutional press releases and official filings. This transition may influence the board's strategic direction and governance practices moving forward.

Confirmed Primary Sources for Reference and Verification:

  • • Official TIAA Press Release dated October 12, 2024, announcing board changes.
  • • SEC Form 10-K filings providing historical governance disclosures and context.
Industry Researcher
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University Pension Plans
Institutional
Event Date: September 28, 2024 Published On: October 2, 2024

Trends in Consolidating University Retirement Plan Management

This report offers a comparative analysis of how several major state university systems are consolidating their retirement plan record-keeping vendors. The focus is on improving fiduciary efficiency and reducing fees, as highlighted in publicly available plan disclosures. Streamlining administrative services aims to enhance cost-effectiveness and simplify plan management for both institutions and participants.

Confirmed Primary Sources for Reference and Verification:

  • • Minutes from the Higher Education Plan Review Committee (publicly accessible) detailing discussions on vendor consolidation.
  • • DOL Form 5500 Schedule C (Disclosure of Fees and Service Providers)
DO
News Desk
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